Archive for the ‘Self Directed IRA Advisor’ Category

Should You Invest Your Self Directed IRA Funds in a Down Market?

Saturday, May 10th, 2008

Investing and Down Market are two terms that, on the face of it, seem to repel each other. However, the two really make a perfect marriage. There are three good reasons to invest your Self Directed IRA funds in a Down Market.

3 Reasons to Invest Your Self Directed IRA Funds in a Down Market

Bargains: Just like a retail store going out of business, you get more for your money when a merchant is in trouble. This is what essentially happens during a Down Market – merchants (markets) are in trouble. This is good news for those who are not looking for quick returns, which is what retirement investing is all about (investing for the long haul).

As an example, let’s say you use your Self Directed IRA funds to invest in real estate. Right now, the real estate market may be cooling, but some of the best investment opportunities can be snatched up with IRA cash as many panic-stricken wanna bees decide to sit out this market. Perhaps the uneducated are waiting for the media to tell them it is OK to invest safely and securely again, who knows? However, in two or three years when the market starts to go up again, then you can unload your good finds to the uneducated investors potentially doubling or tripling your returns on investment. Your retirement account will be singing cha-ching as you pad your retirement account! It’s the perfect example of buying low and selling high. This is the genius behind investing in a Down Market.

Select the Best and Leave the Rest: More of the best investment choices are left to choose from in a Down Market. If you want to see a great return from investing your Self Directed IRA funds, you‘ll be able to pick up some pretty good investments during a Down Market.

Only the strong survive during a Down Market. You only have to look at the number of mortgage companies that have folded to see this. If you wanted to invest your Self Directed IRA funds in mortgages, now you have only the best left from which to choose.

Lessen Losses: In a Down Market, you mitigate possible losses significantly. As illustrated in the point just above, because weak firms tend to disappear during a Down Market, you will make better investing decisions. Hence, the investment vehicles you choose are those who have weathered a weak market, and are likely to produce greater returns in a strong market. For forward-thinking investors, a Down Market is a great time to maximize Self Directed IRA returns drastically.

To learn more about self directing your IRA in real estate or other assets, then contact a self directed IRA Advisor.

Self Directed IRA: Investing in Fixer Uppers

Thursday, May 1st, 2008

One of the favored investments of Self Directed IRA account holders is buying and selling fixer uppers. Fixer uppers allow you to maximize your investment via property flipping. If you choose to flip properties via your Self Directed IRA account, following are three things to keep in mind.

3 Ways to Maximize Your Self Directed IRA Profits When Buying and Selling Fixer Uppers

For those who are patient, flipping fixer-uppers can provide a phenomenal return on for a Self Directed IRA portfolio. Careful research is required to make sound decisions when flipping properties, but, that is the case with any investment. If flipping properties is how you choose to maximize your retirement income via your Self Directed IRA account, keep the following in mind.

Location, location, location: Maximizing your Self Directed IRA investment begins with choosing the right location. In real estate, location is everything. As Realtors are fond of saying, you can fix the house, but you can’t fix the neighborhood. So, start your search by choosing a location with good schools, appreciating property values, a stable city government, etc.

For, these are the things that prospective buyers will be looking for in their home. While it is “just an investment for you,” it will be a home for them.

Property Renovations: Buy properties that need cosmetic renovations only where possible. Many investors, especially novice investors, walk away from perfectly sound deals because they don’t have the foresight to see past the junk. Develop this skill, and you’ll be well on your way to a lifetime of “good real estate flipping deals,” growing your Self Directed IRA profits exponentially.

Cultivate a Relationship with a Rehab Specialist: This will be perhaps the smartest business move you will ever make. This person can look at a property and determine the structural soundness of a potential investment from a non-aesthetic angle (e.g. wiring, plumbing, heating, etc.). If a property is structurally sound and all it needs are cosmetic fixes, it just may be the diamond in the rough to turn your Self Directed IRA investment into a major profit.

Learn more about using a Checkbook Control IRA to flip properties, contact a Self Directed IRA Advisor. They will be able to handle the administrative tasks associated with setting up your account properly.